NVR Update

Lots of blogs and community boards have posts about the dreadful NVR approval process. There are so many complaints! Today I received my first trouble with NVR. At the time of my application, my loan officer told me she needed to increase my credit score. She told me to pay down my credit card balance...which I did in less than a week from the date of the application. Once the payment cleared, I sent her my bank statement showing the payment. I didn't hear from her for about a week, so I emailed her to get an update....just to make sure she was able to get my score where it needed to be. That's when I found out she hadn't completed my rapid re-score yet and needed documentation from the credit card company stating my current balance. Ugh! Why hadn't she said that from the beginning?!?! Luckily, I've kept the balance down, so I just need to call them up to have them fax her a letter.

I hope this is the only NVR hiccup I have to experience.